You have decided you want to adopt, but have no idea where you will get the funding to complete your adoption. You are not alone. The good news is that there is help for almost all families.

Find tips to finance your adoption. We believe that all loving families should be able to open their arms to a child and we are happy to provide information on crossing the financial hurdles that may stand in your way of adopting.

In an average private or agency adoption, the costs vary depending on your state, the birth mother’s state, legal requirements, birth mother expenses, and more. The costs approximate those of infertility treatment, except with adoption, your chances of becoming parents are much greater and for usually less money. Many families are now choosing to forgo infertility treatments, opting for adoption instead. Thankfully, there are many options available today making your adoption one that is affordable and customizable for your needs.

We recommend working with Lightstream to help provide opportunities for families to finance their adoptions.


LightStream’s online loan application is easy and simple; it can be completed in minutes. Finance your adoption with a loan from LightStream. LightStream offers unsecured loans with low fixed rates for borrowers with good to excellent credit. You can use the funds from your LightStream loan for a wide range of adoption expenses, including medical costs and travel expenses.

Visit Lifetime Adoption for more information and ideas.